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Using a toll free 800 number (especially a custom vanity number) in conjunction with a virtual office phone system can help home-based businesses look and sound more professional.Vanity number brokers help businesses secure hard-to-find custom 800 numbers and other vanity numbers in any toll free prefix.Whether you’re just getting your business started or you’re an established company, getting a toll free number makes a lot of sense.

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If you change your name and/or sex after you enroll in a plan, you should be able to update the information when you log in.

If you have trouble updating this information, contact the Marketplace Call Center.

Look for language like “All procedures related to being transgender are not covered.” Other terms to look for include “gender change,” “transsexualism,” “gender identity disorder,” and “gender identity dysphoria.” You can access the full terms of coverage through a plan’s Summary of Benefits and Coverage.

If you’re still not sure about how services would be covered or excluded, you should contact the plan’s issuer directly by phone.

If your doctor determines that the preventive service is medically appropriate for you and you meet the criteria for this recommendation and coverage requirements, your plan must cover the service without charging you a copayment or coinsurance, even if you haven’t met your yearly deductible.

Many health plans are still using exclusions such as “services related to sex change” or “sex reassignment surgery” to deny coverage to transgender people for certain health care services. Before you enroll in a plan, you should always look at the complete terms of coverage that are included in the “Evidence of Coverage,” “Certificate of Coverage,” or contract of insurance.

These transgender health insurance exclusions may be unlawful sex discrimination.

The health care law prohibits discrimination on the basis of sex, among other bases, in certain health programs and activities.

If you’re local business that serves a local area without a physical location that customers visit (e.g., plumber, food truck, landscaping business, etc.), you should consider buying a toll free vanity number (i.e., a toll free number that spells a world like: 1-888-PLUMBER).

This will make it easier for your customers to remember your business number especially if you’re advertising it on a billboard or on the side of your truck.

The fact is, there’s a limited supply available toll free numbers and oftentimes another business has already beaten you to the punch.

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